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If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.
The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.
Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!
低年利率 根據放債人條例，實際利率最高為年息百分之36。以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計)，按36個月還款期計算，手續費全免，每月還款金額為HK$5,940。所有示例資訊只作參考，最終批核按個別申請人之實際情況而定。
Sun. 2:30am-8:30am. Sun and public holidays. 10:00pm-11:30pm. Last business day of each month. 10:00pm-4:00am. Notes: All times displayed are in Hong Kong time. During the maintenance period, our 24-hour member hotline and the loan service in our member zone will not be affected (except for those who need to renew the Agreement).
Why "dual authentication" is used as the login method for "Signing loan agreement"? Promise treats the personal information of our customers and security of transaction with the utmost care. "Dual authentication" uses the following two types of information, which strengthens the security used to authenticate the identity of our customers.
Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate ...
