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  1. It speeds up the whole approval and money transfer process if you apply online. Comparing to general loan, Promise's instant personal loans offer an instant preliminary approval with an online transfer via the 'Faster Payment System' ^. Procedures, from application, approval, and fund transfer can all be done online *.

  2. The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.

  3. DIRECT DEBIT AUTHORIZATION DECLARATION AND TERMS This Declaration has jurisdiction over our customers and Promise (Hong Kong) Co., Limited ("Promise") using Promise Telephone System or specified way to setup direct debit authorization ...

  4. PROMISE helped me clear my large amount of credit card payments at a low interest rate, so I could pay it off faster and save more! Mr. Lam 37 Years Old, Designer I own a small design firm. My company was ready for business, but I lacked the money for ...

  5. NOTE TO BORROWER You, as the borrower, have applied to Promise (Hong Kong) Co., Limited (the "Lender"), as the lender, for a personal loan.The Lender is agreeable to extend a personal loan to you on the terms and conditions stated in the annexed loan ...

  6. Cookies Policy. To provide you with a better online experience, your visits to Promise's website ("the website") will be recorded to compile statistical reports and diagnose problems with the website to improve its stability. Some of this information, together with some general information about you, your browser, device and interests, will be ...

  7. As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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