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  1. Can't find what you need from the FAQ section? PROMISE is here to help! Submit your enquiry or opinions via the form below and we will get back to you as soon as we can.

  2. Institutions that provide short-term loan service are also few and far between, therefore we were hindered at the outset when we were unable to provide any income proof. Luckily, Promise self-employment loans concern the needs of individuals who are part-timers, do not have a fixed-employer, receive salaries in cash or are self-employed like me ...

  3. Hong Kong Tax loan strategy – The selling points of tax loan in HK. Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax ...

  4. For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 ...

  5. Whether it is shopping online or in-store consumption, Hong Kong people are used to paying with credit cards. However, this could impose the risk of overspending, resulting in credit card overdraft! When faced with huge credit card debts, many people are unable to repay the full amount due. As the minimum payment amount on the monthly statement is generally only a few hundred Hong Kong dollars ...

  6. The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card, bank statement or front page of bank book.

  7. Credit cards are one of the most common payment methods for the Hong Kong people because of its convenience. Many even apply for multiple credit cards in order to enjoy different offers, with each card having a different cut-off payment date. As a result, there are often cases of forgotten or late payments. Overspending may also be one of the problems caused by using credit card, and you might ...