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  1. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  2. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

  3. 信用卡找數迷思三:. 分期計劃提早還款有哪幾種手續費?. 若打算提早還款,應先向銀行查詢提早還款總金額,當中包括:分期計劃中尚欠貸款餘額、提早還款手續費、未償還手續費等。. 信用卡找數有困難找邦民!. 邦民是您解決財務困難貼心之選 ...

  4. www.promise.com.hk › en › apply-fast-loanImportant Information

    邦民還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要利息開支。 低年利率 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。

  5. 邦民還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要利息開支。. 根據放債人條例,實際利率最高為年息百分之36。. 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免 ...

  6. www.promise.com.hk › en › faqFAQ | Promise HK

    Technical Support. Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment.