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  1. Borrower recognizes that the Borrower's mobile service provider may not allow the Borrower to receive the access codes via SMS if the Borrower is abroad or using an overseas mobile service network. In addition, service charges may be levied by the Services provider for receiving the one time password and other password (if any).

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  6. "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods. "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online".

  7. Privilege Offer for Selected Member Thank you for your continued support! As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$4,000 Cash Reward immediately if you have successfully drawn down the loan on or before 31 December 2020. ...

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