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  1. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate ...

  2. I even had to pay for operating and other expenses with my savings when there was an insufficient cash flow. Thus, I tried to apply loan to reduce the financial burden. As my income is not steady and could not provide a sufficient proof of income, my application of personal loan at several banks all resulted in rejection, which made me feel frustrated.

  3. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  4. The whole process is just so inconvenient to people like us who have no official proof of income. With a stroke of luck, we saw Promise's personal loan commercial on TV, learning of the online loan application service, available 24 hours a day. Better yet, thanks to Promise's instant low-interest loan service, the interest was calculated on a ...

  5. Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank

  6. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval!

  7. As long as you are employed, you can apply with just your HKID card and mobile number. I immediately applied for an instant personal loan online, and got the fund transferred from Promise on the day of approval, which is a lot easier than I expected. I used the

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