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  2. Get Instantly Matched with The Ideal Debt Consolidation Loan for You. Apply Now. Use Our Comparison Site & Find Out Which Lender Suits You The Best. Skip The Bank & Save

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  1. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840 All rights Latest ...

  2. The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

  3. Welcome Offer. Become a Promise new customer and receive a cash reward of up to HK$10,000 . New customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 . With Promise, you can enjoy a quick and easy loan application process. Enjoy our loan services anytime, anywhere!

  4. Loan cost is clear at a glance, giving you peace of mind when you borrow. 4. Application Documents. It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan.

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. Deduction for Home Loan Interest If you are repaying a home mortgage, you can deduct the home loan interest (HLI) from your net assessable income under salaries tax. Simply enter the actual amount of home mortgage interest in the "Home Loan Interest" field of the tax calculator to enjoy the related tax deduction.

  7. The maximum loan amount for "Freelancer" will be HK$100,000. Apply Now. The Personal Revolving Loan has a flexible repayment amount. You don't have to reapply once the loan is approved. Instant transfer resolves your urgent needs now!

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