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Can Making an Early Repayment of Credit Card Instalment Plan Help Saving Money? Understanding 3 Common Myths of Credit Card Repayment Many people may try to apply personal loan, overdraft credit card, and credit card instalment in order to solve their urgent needs of cash flow. ...
Some of them offer no-credit-check loans for applicants who have lower credit score. Tier-3 financial institutions: Unknown and even unlicensed money lenders. In comparison, they charge the highest interest rate with a short repayment period.
According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...
This notice is given by Promise (Hong Kong) Co., Limited (" Promise ") to its customers and any third parties (" Third Parties ") whose personal data are collected by Promise and/or provided to Promise by its customers for its use for the purposes set out below. From time to time, it is necessary for customers to supply Promise with their ...
Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!
The credit limit of the Emergency Loan is fixed at HK$2,000 with a fixed repayment period of 4 months. If you wish to apply for more than HK$2,000 or a longer repayment period, please apply for Instant Personal Loan or other loan products from Promise which fits your needs.