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  1. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. Step 1. Instant approval online⦿. Step 2. Online document uploading and agreement signing. Step 3. Instant fund transfer^! Step 4. Your application, loan agreement signing, and fund transfer can all be completed online without visiting our branches *. All you need to do is provide your HKID card and mobile number only #.

  3. Latest Offers. Privilege Offer for Selected Member. Thank you for your continued support! As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$10,000 Cash Reward if you have successfully drawn down the loan on or before 30 April 2024.

  4. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Want to check the progress of your Personal Loan application and approval result? Promise transfers your loan online via FPS instantly upon approval.

  5. Promise Information. About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  6. Promise Welcome Offer. New customer who applies for a loan and withdraws it by 30 June 2024 will receive a cash reward of up to HK$10,000 . Details. Member Offer. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 .

  7. What are the procedures to apply for a loan? How much can I borrow? Do I need to provide a mortgage item or a guarantor to get a loan? How long does the loan procedure take? What is the longest repayment period? Do you have queries about loan application? Eligibility Criteria and Document Requirements. Interest and Handling Fee.

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