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Latest Offers. Welcome Offer. Become a Promise new customer and receive a cash reward of up to HK$10,000 . New customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 . With Promise, you can enjoy a quick and easy loan application process. Enjoy our loan services anytime, anywhere!
Promise Welcome Offer. New customer who applies for a loan and withdraws it by 30 June 2024 will receive a cash reward of up to HK$10,000 . Details. Member Offer. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 .
邦民迎新優惠 全新客戶於2024年6月30日或之前申請及提取貸款,可獲獎高達港幣$10,000 。 了解詳情
Apply Now. Promise is introducing a new loan product with annual percentage rate (APR) as low as 1.12%! Also, we are delighted to present our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 April 2024 to 30 June 2024, will receive a cash reward of up to HK$10,000 .
優惠期由2024年6月3日至2024年6月30日(包括首尾兩天) (以下簡稱「優惠期」)。 本優惠不適用於貸款合約上的年利率為4.4%(即每月平息利率為0.2%)或以下之特選會員。
As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$10,000 Cash Reward if you have successfully drawn down the loan on or before 30 April 2024. You can apply for a loan via any channel listed below: Visit any of our branches.
1. 繳付額外卡數利息及手續費. 當您未能在信用卡截數日前支付卡數的min pay (最低還款額),發卡機構就會向您收取結欠金額約1-4%,或一筆指定金額 (約$100-$400)的逾期手續費用。 同時更需要支付一筆額外卡數利息作為財務罰款。 即使你已繳付了min pay,你仍有機會需要為扣除min pay後的信用卡結欠餘額繳付昂貴的卡數利息,相信看過以下例子後大家就能對計算卡數利息的理解會更清晰。 假如你現時有一筆HK$20,000的卡數、月息2.5%(實際年利率35.00%),沒有新的簽帳、年費及其他費用,如果每月只還min pay,卡數利息支出可超過HK$40,000,即卡數利息可超過本金的2倍,全數清還本金連卡數利息更有可能需時約26年。 (以上例子只供參考之用。