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  1. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  2. 邦民myPROMISE!作為低息私人財務貸款公司,邦民扎根香港多年,透過網上私人貸款,助你靈活借貸應對周轉需要,新客戶成功貸款獎現金高達$10,000 。邦民日本財務,易借易還!

  3. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  4. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

    • Maintain A Good Credit Rating
    • Borrow The Right Amount
    • Reduce The Monthly Repayment Amount
    • Guaranteed Repayment Ability

    The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...

    While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.

    If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...

    When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...

  5. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now.

  6. I own a small design firm. My company was ready for business, but I lacked the money for purchasing professional equipment. I urgently needed the money, so I spent around HK$200,000 with my credit card. Aside from the debt stacking up for a long period, I was also charged a 3% handling fee on cash withdrawals on credit card on top of the interest payment. Even without using my credit card ever ...