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  1. Debt consolidation loan is available at different financial institutions, it helps you pay off all of your existing credit card loans with reduced total interest payment amount and time when comparing settlement of minimum payment only.

  2. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, providing convenient consumer finance, which has always been popular with local customers.

  3. Apply for the debt consolidation loan with simple procedures to get your urgent financial issues resolved any day of the week, without showing up. Flexible Repayment. Repayment period varies from 3 to 84 months. No handling fees and interest penalties for early repayment. We calculate interest on a daily basis, to save you unnecessary expenses.

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