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  1. www.promise.com.hk › en › csrSustainability | Promise HK

    Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework. We are dedicated to promoting environmental protection ...

  2. www.promise.com.hk › en › productLoan Products | For Different Needs | Promise HK

    Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

  3. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

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    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

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    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

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    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

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    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

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  4. www.promise.com.hk › en › productBorrow Loans Even Without Income Proof | Promise HK

    Institutions that provide short-term loan service are also few and far between, therefore we were hindered at the outset when we were unable to provide any income proof. Luckily, Promise self-employment loans concern the needs of individuals who are part-timers, do not have a fixed-employer, receive salaries in cash or are self-employed like me ...

  5. www.promise.com.hk › en › knowledge-on-personal-loanPrecautions for Small Start-up | Ways to raise funds | Promise

    Entrepreneurs can apply for a no-doc loan with maximum loan amount of HKD$100,000 , flexible repayment plans are provided and interests are calculated on daily basis. PROMISE , Easy Loan, Easy Pay! PROMISE helps you to solve the financial problem of your small Start-up!

  6. www.promise.com.hk › en › faqRevolving Loan | FAQ | Promise HK

    If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  7. www.promise.com.hk › en › productTertiary Student Loans | 24-hr Initial Approval | Promise HK

    Personal Loans are applicable to tertiary students. They are instantly approved and transferred, have no handling fees and can be used immediately. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months