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  1. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  3. 信用卡分期提早還款有著數?拆解信用卡找數三大迷思! 在需要周轉時,許多人均會透過申請私人貸款、透支信用卡或信用卡分期以解決燃眉之急。當周轉問題解決後,不少人希望能提早還款,節省利息支出。然而,提早還款有機會需要支付額外費用,隨時不能省下金錢之餘還要倒過頭來蝕錢。

  4. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  5. 常見問題 - 循環貸款. 若貸款全數清還後,需要再度貸款,是否需要再次申請?. 怎樣辦理?. 怎樣才可提高循環貸款上限?. 若透過24小時會員專線⁄本網站之會員專區辦理循環貸款後,如何知道自己的還款期數?. 立即了解邦民的循環貸款計劃.

  6. 推薦人須於領取此現金獎賞時提供成功被推薦新客戶之姓名及會員號碼以確認。 推薦人必須並非處於逾期欠款狀態,方可領取此現金獎賞。 推薦人必須親臨任何邦民分行領取此現金獎賞。 推薦人必須於2024年9月30日或之前領取此現金獎賞,逾期作廢。

  7. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)