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About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.
Simple and convenient online application process. Only ID card and mobile number are required# As a freelancer or an entrepreneur, when you are in urgent need of some cash, are you unable to apply for a loan because you cannot provide salary proof? Cannot obtain cash quickly because of the time-consuming document verification process?
Promise low-interest debt consolidation loans help you out with a plan to clear all debts effectively, which allows you to consolidate your debts into one loan and clear your credit card bills in one go. With this loan, you'll be able to pay your credit card bills in advance at a lower monthly repayment amount and save on interest expenses.
Promise, Best Choice for Loans. No Supporting Documents Required # No Need to Show Up in Person * Apply with just your ID card and mobile number. Complete application, agreement signing, and fund transfer online and get your personal loan right away. Online Instant Approval ⦿. Promise loans are approved and transferred online instantly.
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
IVA, an abbreviation for Individual Voluntary Arrangement, is a debt restructuring scheme. An applicant who fails to pay off debt according to the original repayment terms can appoint an accountant or a lawyer as a nominee to apply to the Court for IVA and negotiate with the creditors for a new repayment plan that is affordable.
