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滙豐人壽保險（國際）有限公司（下稱「主辦單位」）為滙豐保險「描畫幸福．實踐承諾」創作比賽（下稱「比賽」）的主辦單位。. 所有參賽者（下稱「參賽者」）必須由香港上海滙豐銀行有限公司（及其繼承人及受讓人）（下稱「匯豐」或「本行」） 現有 ...
談及香港文化，涼茶與涼茶舖必佔席位。嚴心寧傳承本港過百年品牌理念，明白老字號如何建立光輝榮譽，並與我們暢談創新立業經驗。 一份躉繳保費的人壽保險計劃，提供長線財富增長機會，於保單初期可享有相等於已繳保費85%的保證現金價值
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- Dr Vivian Lou
- Fiona Nott
- Old support the young
- Enablers of productive ageing
- Financial literacy and poor planning
- Exhibit 8: Obstacles to productive ageing
- Exhibit 9: Social concerns around ageing
- Exhibit 10: Covid-19 is taking a toll on ageing preparedness
- Medical considerations
- Exhibit 12: I have enough monetary reserves to cover future unexpected medical expenses for myself and spouse
- Dr. Vivian Lou
- 1. Preparing for productive ageing
- 2. Education on retirement planning
- 3. Caregiving
Director, Sau Po Centre on Ageing The University of Hong Kong “It is alarming to observe that one of four participants reported an intention to quit their job to take care of family members when in need. Let’s join hands to develop solutions to support working caregivers to balance work and caregiving roles.”
Chief Executive Oficer, The Women’s Foundation “The gender diferences in the findings have serious implications for women. Gender biases at work adversely afect women’s career advancement and earnings while traditional social roles at home may mean women rely on their spouses to make financial decisions. All of this contributes to their potential ...
With an older but still healthy demographic, the traditional notion of the old age dependency ratio is not necessarily relevant to Hong Kong. This is because older people are often still supporting their children and/or grandchildren. The cost of living in Hong Kong is high and senior citizens’ support for younger generations is a strong enabler fo...
Productive ageing cannot happen in a void. The elderly need to feel secure financially, happy socially and medically healthy. This enables them to pursue any activity or work, and be able to contribute. Besides, they are in far better health than the generations that preceded them. We explore the fundamental pillars that enable productive ageing— f...
While Hong Kong has a Mandatory Provident Fund (MPF) in place, it is not really a forced pension system such as Singapore’s Central Provident Fund. At present, Hong Kong residents can withdraw the money in their MPF accounts upon retirement in a lump sum, in instalments or maintain it for investment purposes. But Dr Lam says that “MPF contributions...
Lack of retirement funding Lack of support from my society/community Lack of knowledge of retirement/ financial planning Ageism (prejudice against old people) Lack of support from family Others, please specify Source: The Economist Intelligence Unit go on to spend this sizeable chunk elsewhere instead of maintaining it for retirement. In his view, ...
I have no social concerns around ageing Others, please specify Boredom Lack of family support Psychological wellbeing Being alone/ social isolation Lack of supportive environment for healthy/active ageing Source: The Economist Intelligence Unit
Positive impact No impact Negative impact Not applicable Source: The Economist Intelligence Unit pandemic, particularly as they have been forced to stay within their homes and not allowed to socialise with others, or even meet family. Even before the covid-19 outbreak, the Hong Kong government had been taking steps to address isolation and improve ...
Good health plays an important role in being productive. But staying healthy can be an expensive afair. Hong Kong’s medical cost
Source: The Economist Intelligence Unit sustainability of the public hospital system. At this moment, about 60% of hospital beds are occupied by older adults,” he says. “Going forward, the share of beds occupied by older adults will only increase and the current rate of increase in medical and healthcare spending is unlikely to address the pot...
Director, Sau Po Centre on Ageing, The University of Hong Kong
Legislation should consider protecting employees against age discrimination which includes being deliberately overlooked for promotions or forced into retirement. This would help alleviate concerns around financial security and mental well-being of older employees. Similarly, work with employers to understand the benefits of, and promote best prac...
Government, businesses and NGOs may work together to promote early public education on retirement planning, particularly among populations – like women and other marginalised groups – who experience social and cultural factors that may make them more financially vulnerable later in life.
For caregivers who find balancing the job and caregiving needs, we must advocate innovative solutions, to support these individuals as society as a whole. Legislation should consider recognising the needs of caregivers regarding access to information, income, employment, and training as well as respect and emotional support. For working caregivers,...
How will people spend these additional years of old age? We invited slashies -- Mr Lawrence Cheng, Ms Deborah Woo and Mr & Mrs Yan (volunteers of Hong Kong Lutheran Social Service) to share the tips on how to live a productive ageing life. Let’s break the
汇丰保险获香港特别行政区保监局授权及受其监管，于香港特别行政区经营长期保险业务。. 汇丰保险是于百慕大注册成立之有限公司，亦是汇丰集团旗下从事承保业务的附属公司之一。. 汇丰保险提供的保险产品只拟在香港特别行政区通过汇丰销售。. 您须承受 ...
2023年12月31日 · HSBC Life (International) Limited (incorporated in Bermuda with limited liability) (“HSBC Life”) is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. If you want to learn more about the product details, please refer to the terms and conditions of relevant ...
