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What sets a VHIS plan apart from other medical insurance products is its tax deduction eligibility. Taxpayers can buy VHIS plans for themselves and their family members. In addition to being entitled to medical reimbursements, they can also apply for a tax deduction of HKD 8,000 per life insured, per year.
You purchase a VHIS plan to reduce your exposure to unexpected medical expenses. By the same token, insurance companies use deductibles to lower the risks to which they are exposed. If you are willing to pay part of the cost of the insurance, the insurance company will be responsible for a lesser amount.
Eligible HSBC staff can now enjoy discount 1 up to 50% on the first year premium when both you and your family members all apply successfully for an HSBC Voluntary Health Insurance Scheme Flexi Plan (“VHIS Flexi Plan”) at the same time on or before 30 Apr 2021 and an extra 10% premium discount at renewal for the 1 st to 9 th policy anniversary.
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Tax saving. VHIS. June 2021. Filling in your tax return form is not always easy, but if you do it right, you could enjoy tax savings. The annual premium for each VHIS policy is good for up to HKD8,000 in taxable income deduction per person per year. There are just a few things to keep in mind when you’re applying for tax deduction.
September 2023. General medical insurance, critical illness plans, VHIS. Can you tell them apart? The more you know about different medical insurance products, the better the choices you can make for yourself and your family. Special offers.
A taxpayer who or whose spouse is the policyholder may be entitled to a maximum deduction of HKD8,000 in respect of qualifying premiums per insured person per year. When it comes to the scope of coverage, there is a significant difference between VHIS Standard Plan and Flexi Plan.
