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電視廣告 《邦民應援團放聲為你打氣》 Let's GO，邦民全力應援你！無論面對任何困境，邦民沿路為你集氣打拼，成就每個my PROMISE，助你輕鬆跨越難關！
電視廣告 《邦民應援團放聲為你打氣》 Let's GO，邦民全力應援你！無論面對任何困境，邦民沿路為你集氣打拼，成就每個my PROMISE，助你輕鬆跨越難關！
Instant Approval Online. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.
Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.
- 保持良好信貸評級。私人貸款成功率和信貸評級成正比，評分愈高，就愈容易成功獲批。財務機構會基於信貸紀錄，去斷定您履行還款責任的能力，所以維持良好信貸記錄是成功借貸的重要關鍵。
- 只借適當的貸款額。申請貸款時，需要評估自己的實際財務需要及還款能力，決定合理的借貸額，應量力而為而無須「借到盡」。面對較低貨款額的申請時，財務機構的批核準則有可能會較為寬鬆。
- 減低每月還款金額。當借貸金額大，而您選擇較短的還款期時，每月的還款金額亦會因而上升。貸款機構或會擔憂您每月能否如期清還這大額款項，否則它們可能需要承受未能準時收妥還款的風險。
- 有保證的還款能力。貸款機構批出貸款時，其實需要承擔借貸人無力還款時損失金錢的風險。所以於無抵押和證明的情況下，如借貸人還款能力成疑，貸款就會較難獲批。
Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。. 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！.
