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  1. Return on average shareholders’ equity2 8.78 7.67 Cost to income ratio 31.34 33.50 Loan to deposit ratio3 69.39 68.60 Average value of liquidity coverage ratio4 First quarter 159.16 130.80 Second quarter 149.49 130.81 Third quarter 149.00 131.01 Fourth quarter

  2. Return on average shareholders’ equity2 10.60 8.50 Cost to income ratio 25.35 31.26 Loan to deposit ratio3 67.99 69.34 Average value of liquidity coverage ratio4 First quarter 189.68 159.16 Second quarter 188.89 149.49 Third quarter 193.47 149.00 Fourth quarter

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  5. shareholding alone or together with associates who are controllers) of the Bank or Bank of China Limited (including their subsidiaries and branches) or the Bank’s subsidiaries, affiliates and other entities over which ...

  6. I hereby authorize Bank of China (Hong Kong) Limited (“BOCHK”) to directly disburse the approved loan amount net of any handling fee (if applicable) to the designated account. The above “designated account” refers to the designated account described in the “Direct Debit Authorization” column of the application form.

  7. BOCHK helps maximise your wealth potentials with innovative, professional and diversified services, striving to become Your Premier Bank.