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Borrower = The person responsible for the loan debt and for making payments. Example: Anson is getting married next year and wants to buy a new apartment in joint names with his fiancée. They will both be the owners (mortgagors) while Anson (also as borrower) will be responsible for repaying the mortgage. What this means: Borrowing capacity ...
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In Hong Kong, the two major types of mortgage plans are floating rate and fixed rate, with two different floating-rate mortgage plans, namely HIBOR-based and prime-based mortgages. This article explains the differences between these mortgage plans, and illustrates how interest rate trends impact mortgage loan repayment and the implications ...
Building on our insights from last year, HSBC Premier has conducted a survey in Hong Kong to examine the market landscape further. The HSBC Premier 2023 Affluent Survey delves deeper into the evolving financial goals and landscapes of Hong Kong’s affluents. Influenced by a blend of various factors, both global and local, the affluent has adopted new trends in wealth management.
To reward you for your journey into space, you will also get a special discount for HSBC Life selected product. All systems go! Note: The Retirement Predictor will not store or disclose your personal information. Calculations are made based on certain assumptions, including data provided by the participant. The Retirement Predictor is a game.
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