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1. www.promise.com.hk › en › application-methodGet a loan 24/7 | Apply Online Anytime | Promise HK

   www.promise.com.hk › en › application-method

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   Simple Online Loan Application Process. Want to borrow money on weekends for urgent use? Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere.

2. www.promise.com.hk › en › offer-details-cash-rebateWelcome Offer | Apply Loan Online Anytime | Promise HK

   www.promise.com.hk › en › offer-details-cash-rebate

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   All you need to do is provide your HKID card and mobile number only #. Applying for a loan is now hassle-free! Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval ⦿ and loan transfer ^.

3. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   In order to reduce the financial pressure of the unemployed and jobless, the HK government announced to launch the 100% Personal Loan Guarantee Scheme (Unemployment Loan) again to help them meet urgent financial needs. However, is every unemployed or jobless individual eligible to the loan?

4. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Why You Cannot Overdue in Credit Card Payments?
   • Pay Additional Credit Card Interests and Handling Fees
   • Impact of Negative Credit History on Credit Scores
   • Impact on Your Personal Development and Life
   • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

   The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

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   When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

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   Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

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   If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

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   To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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5. www.promise.com.hk › en › knowledge-on-personal-loanCompare Revolving Loans with Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select.

6. www.promise.com.hk › en › productPay Off Accumulated Credit Card Debt with Consolidation Loan ...

   www.promise.com.hk › en › product

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   Debt consolidation loan is available at different financial institutions, it helps you pay off all of your existing credit card loans with reduced total interest payment amount and time when comparing settlement of minimum payment only.

7. www.promise.com.hk › en › productTertiary Student Loans | 24-hr Initial Approval | Promise HK

   www.promise.com.hk › en › product

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   "The reality of life is cruel," he said, "having lived without worrying about basic necessities in secondary school, I only realised as a university student that everything revolves around money." Burdened by financial difficulties for the first time in his life, he was at a loss for what to do - until PROMISE's loans provided the perfect way out during his time as a university student.