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  1. 邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務(香港)有限公司自1992年在香港營業,一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗,成立專業貼心貸款公司,為 ...

  2. 還款期最短為3個月及最長為84個月。根據放債人條例,實際年利率不超過48%。所有示例資訊只作參考,最終批核按個別申請人之實際情況而定: 貸款額:HK$200,000 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算,手續費全免

  3. 使用邦民的私人貸款及利息計算機,已知實際年利率的情況下,令貸款利息的預算變得更簡單方便。. 貸款前只需在貸款計算機上輸入貸款額、還款期等資料,私人貸款計算機便可估算每月還款及利息。. 在比較不同借貸產品的利息等貸款資料時,客戶更可以還款 ...

  4. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。. 想享盡最新著數?. 邦民即刻幫到手!. 邦民私人貸款,申請簡易特快,24小時網上隨時隨地立即申請,邦民更為客戶提供不同最新資訊及 ...

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  7. The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: