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邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...
Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
Use Promise's loan calculator to calculate the repayment amount and repayment period of a personal loan for your reference, and see the cost of your loan clearly at a glance. Borrowing money is just that secure, without any hesitation!
- Maintain A Good Credit Rating
- Borrow The Right Amount
- Reduce The Monthly Repayment Amount
- Guaranteed Repayment Ability
The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...
While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.
If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...
When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...
Get a loan online without documents, subject to your circumstances. Apply online and get approved anytime. Learn more now! Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job
In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere. The money lending process is simple and fast, and all you need to do is ...
