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  1. 一般大贏家並不同意「以不變應萬變」的財富管理概念,務求以第二收入輔助主要收入來源,通常會透過多元投資,尋求更大增長動力。 藉此雙重收入策略,不但享有額外財政保障,更為可能出現的經濟下行作好準備。 「財政非常健康」人士. 平均持有. 4.7. 種投資及保險產品. 將儲蓄與投資平均分配,撥出. 50% 於投資. vs. 「財政不健康」人士. 平均只持有. 1.6. 種投資及保險產品. 將大部分資產(79%)放於儲蓄,僅撥出. 21% 用於投資. 尋找更多生財途徑. 「逆市大贏家」不斷探索其他增加收入的方法. 48% 人士有另類投資. 65% 人士善用閒暇,賺取額外收入.

  2. 2022年10月. 6 分鐘. 對長者而言,數碼化生活,是否等同更優質生活? 我們訪問了兩位成功斜槓族 - 鄭先生,Lawrence及胡女士,Deborah,探討他們的看法,如何透過科技及應用程式,助銀髮族安享豐盛晚年;以及我們可做點甚麼,以確保長者亦能善用科技。 限時優惠. 投保滙豐裕達年金計劃,可享首年保費低至95折。 預約會面. 優惠期至2024年3月31日。 受條款及細則約束 。 分享此內容.

  3. Watch on. 2022年10月. 6 分鐘. 對長者而言,數碼化生活,是否等同更優質生活? 我們訪問了兩位成功斜槓族 - 鄭先生,Lawrence及胡女士,Deborah,探討他們的看法,如何透過科技及應用程式,助銀髮族安享豐盛晚年;以及我們可做點甚麼,以確保長者亦能善用科技。 限時優惠. 投保滙豐裕達年金計劃,可享首年保費低至95折。 預約會面. 優惠期至2024年3月31日。 受條款及細則約束 。 分享此內容.

  4. How will people spend these additional years of old age? We invited slashies -- Mr Lawrence Cheng, Ms Deborah Woo and Mr & Mrs Yan (volunteers of Hong Kong Lutheran Social Service) to share the tips on how to live a productive ageing life. Let’s break the

    • Edward Moncreife
    • Professor Vivian Lou
    • Fiona Nott
    • Main report
    • Recommendations
    • Executive summary
    • Enabling independent living
    • Taking a holistic approach to overcoming barriers
    • To what extent do you find the following technologies to be helpful in assisting with care for the elderly?
    • Pamela Tin, head of healthcare and social development, Our Hong Kong Foundation
    • The elderly of the future
    • Pamela Tin, Our Hong Kong Foundation
    • Conclusion
    • Recommendations

    Hong Kong Chief Executive Oficer, HSBC Life (International) Limited “We believe that productive ageing is critical to the social and economic future of an ageing demographic metropolis such as Hong Kong. Public-private partnerships, which share this same vision, are critical to making this aspiration a reality. This is the fourth year of HSBC Life’...

    Director, Sau Po Centre on Ageing, The University of Hong Kong “Healthy ageing shall be understood from a life-course perspective, upon which advocating and empowering the optimised trajectory of healthy and productive ageing processes becomes one of the key focuses that deserve collective eforts by the government, non-government organisations and ...

    Chief Executive Oficer, The Women’s Foundation “With an ageing population, longer lifespans and better health, ensuring the financial security and mental wellbeing of populations aged over 50 is key in Hong Kong. This is particularly true for women, who tend to live longer than men and are more vulnerable to financial instability due to gender gaps...

    Pamela Tin, head of healthcare & social development, Our Hong Kong Foundation Vivian Lou, professor at the Department of Social Work & Social Administration, The University of Hong Kong; director, Sau Po Centre on Ageing Carl Johan Krokstäde, managing director, Doro Hong Kong

    Vivian Lou, professor at the Department of Social Work & Social Administration, The University of Hong Kong; director, Sau Po Centre on Ageing Fiona Nott, chief executive oficer, The Women’s Foundation

    With some of the longest life expectancies in the world, Hong Kong faces important questions around how older adults can be supported to continue to live productively and with dignity.1 Digital technologies have already enabled many seniors to live independently in the past, but their true worth became even more apparent during the covid-19 pandemi...

    Individuals transitioning from being entirely independent to being dependent on caregivers often report worsening mental and physical health due to the loss of agency or control.6 Digital tools ofer a way to overcome some of those drastic changes by empowering seniors to continue managing key aspects of their lives. For example, apps and platforms ...

    As the world continues to age rapidly, it’s never been more important to enable the adoption of digital services for older adults. The survey results have shown that at an individual level, older adults are more than willing to embrace digital services. However, more needs to be done to help them overcome the barriers they face.

    No extent Neutral Great extent Not applicable Remote monitoring (location tracking, smart home technologies) Apps that provide reminders for medication, health checks Digital wearables to keep track of health vitals Apps / online platforms to help manage the financial planning of elderly Apps that help keep in touch with family and/or friends Note:...

    or caring for an older person say that communica-tion apps are key to their work, while 63.9% find remote-monitoring technologies to be very useful. “It’s important to empower carers to not only teach seniors about technology, but also to understand how these tools can support their work,” says Dr Tin. She also emphasises that simply having a devic...

    It is also important to understand the role of technology in shaping the future cohort of older populations. With technological and scientific advances in society, younger generations, in general, will be better positioned to age in a way that makes them more productive. However, Dr Tin says “the multifaceted nature of active ageing at macro-, meso...

    generations are well equipped with knowledge, more needs to be done to facilitate the translation of knowledge to action to truly achieve productive ageing.”

    Ageing is a fact of life, and it’s becoming inevitable that society at large will soon have to grapple with the challenges posed by increasingly grey populations. Digital technologies have already undone many of the norms around ageing by significantly improving quality of life and health outcomes. Older people are more connected than ever but, as ...

    Improve cybersecurity: Fear of privacy breaches, fraud and other cybersecurity threats is high among all age groups in Hong Kong. Better app designs, ICT infrastructure, digital literacy and laws to tackle disinformation are key in driving a greater sense of security when engaging with the online world. Literacy eforts should be more targeted at wo...

  5. 「線上對話」服務讓您在任何時候透過HSBC HK App與我們聯絡。無論您想在瀏覽滙豐網站、使用網上理財或流動理財應用程式時尋求協助,抑或需要了解滙豐產品、服務或查詢您的戶口、交易或申請資料,均可以與我們進行即時對話。 步驟 1:點擊底部選單的

  6. Productive ageing in Hong Kong is a report from The Economist Intelligence Unit, sponsored by HSBC Life. The report is based on a consumer survey conducted in June 2021 of more than 600 Hong Kong residents aged 30-70 on their preparedness and perception towards post-retirement.

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