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關於邦民香港. 傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance （下稱SMBCCF）的100%全資子公司。 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。 邦民日本財務（香港）有限公司自1992年開始營業至今，於香港私人財務公司市場發展多年，為廣大市民提供方便稱心的貸款服務，同時公司亦重視員工的培訓，並致力拓展多元化的貸款業務網絡，為香港市民提供靈活的私人貸款方案，解決現金周轉需要。
Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
Promise is dedicated to providing flexible finance solutions for local citizens. Moreover, we add value to our loan services with popular features such as daily interest calculation and revolving loans. We also have a number of branches throughout Hong Kong, Kowloon and the New Territories.
小本創業又有甚麼需要留意？ 於現今世代想小本創業？ 其實有很多免費工具可以用作「試水溫」，到底怎樣才可更容易地開拓創業之路？ 較為簡單的方法就是開網店，現時有不少一站式電子商務平台，幫助新手創業，您可以善用這些電商平台的免費試用期，以接近「零」成本便可熟悉經營流程，您亦可從中觀察市場反應，待時機成熟時再投放更多資源，正式踏上小本創業之路。 不過小本創業初期少不免會有意外，例如客人延期付款導致資金短缺，但又需要支付薪金、租金、貨源供應商的欠款等，又或者遇上經濟波動等因素影響生意，遇上這些情況，都會急需資金周轉，所以決定行業後，就必需要對該行業有深入了解及調查，並要熟知行業現況、發展前景、市場競爭及了解顧客喜好等等。
Apply Online Now. Cheers for the ease! Apply for a loan without supporting documents! Whether you work as a freelance or business owner , applying for a loan only requires your HKID and mobile number #, a simple solution to your cash needs.
24小時會員專線. 提供不同特快即批私人貸款，靈活應付不同財務需要，助您解決現金周轉問題。 邦民的貸款服務，可網上完成申請手續，全程無需現身，立即了解更多！
About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere. Sustainability.
