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  1. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  2. Selected members must redeem the cash reward from any one of our branches in person. Selected members must redeem the cash reward before the expiry date, i.e. 30 September 2024. In case of disputes regarding this offer, the decision of Promise shall be

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  4. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account. Eligible New Customers must redeem the reward from any one of our branches in person. Eligible New Customers must redeem the reward before the expiry date, i.e. 30 September 2024.

  5. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account. Eligible New Customers must redeem the reward from any one of our branches in person. Eligible New Customers must redeem the reward before the expiry date, i.e. 30 September 2024.

  6. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  7. It is great if we can earn points or miles when paying tax, tuition fees, or other large purchases. However, it is important to notice that whether the points will be expired, any handling charge or minimum redemption requirements when redeeming the miles.

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