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  1. Revolving Loan. Apply Now. Apply and sign your Short-term Loan online without income proof instantly to get your urgent financial needs resolved. Learn more now.

  2. Apply for your loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

  3. Promise, Best Choice of Loans. No Income Proof Required. Clear Application Procedure. With no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs. No Need to Show Up in Person. Speedy Approval §.

  4. 邦民急轉錢小額貸款,為即時滿足應急需要而設! 只需填寫簡單個人資料,無需入息證明文件,一經批核,轉數快立即過數!

  5. Promise Emergency mini-loan is designed to meet your urgent needs immediately! Simply fill in your personal information to apply. No income proof is required and your loan is tranferred immediately upon approval.

  6. 4 Tips to Increase Your Chance for Loan Approval. If you are facing a major decision, such as studying abroad, moving house or home renovation, a personal loan could be the solution for you. But if the personal loan application is not approved, it will disrupt your plan, and can even put a stop to your dreams.

  7. 1. 繳付額外卡數利息及手續費. 當您未能在信用卡截數日前支付卡數的min pay (最低還款額),發卡機構就會向您收取結欠金額約1-4%,或一筆指定金額 (約$100-$400)的逾期手續費用。 同時更需要支付一筆額外卡數利息作為財務罰款。 即使你已繳付了min pay,你仍有機會需要為扣除min pay後的信用卡結欠餘額繳付昂貴的卡數利息,相信看過以下例子後大家就能對計算卡數利息的理解會更清晰。 假如你現時有一筆HK$20,000的卡數、月息2.5%(實際年利率35.00%),沒有新的簽帳、年費及其他費用,如果每月只還min pay,卡數利息支出可超過HK$40,000,即卡數利息可超過本金的2倍,全數清還本金連卡數利息更有可能需時約26年。 (以上例子只供參考之用。

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