搜尋結果
Promise's revolving loan provide standby cash for you to add financial flexibility and borrow what you actually need. The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee.
1. 還款期直接影響每月的供款金額。 還款期愈長，代表每月還款額愈低，還款壓力亦相對較低，但同時要留意總利息支出亦會相應而增加。 所以申請貸款時，記得先了解自己的財政狀況及之後的還款能力，選擇適合自己的還款期。 選擇能提供靈活還款期的貸款產品，會有助你節省利息支出及縮短還款年期。 2. 貸款利息. 若要借錢，當然利率愈低愈好，高利率會增加貸款成本。 所以借錢前要清楚了解，利率的計算方法，包括月平息﹑日息等等。 考慮各款產品時，也要比較各產品的實際年利率。 邦民私人貸款是以日息計算，而且息隨本減，較一般的「月息計算」更划算。 邦民貸款產品的實際年利率更低至1.12%，您更可以利用 貸款計算機 ，計算出還款金額及期限作參考，全面評估借錢成本。 3. 費用.
立即申請. 申請私人貸款前，學習更多有關貸款的小知識，了解貸款申請及批核時或可用到的小貼士。. 讓你做個精明借貸者，解決資金周轉煩惱並助您實現財務目標。. 立即了解更多！.
Learn more details now on the differences between instant personal loan and other personal loan. Understanding how instant personal loan application can be approved instantly and funds being transferred straight away.
Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
