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  1. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  2. We provide excellent benefits, offer practical on-the-job training, implement a series of management plans, support employees in doing their best, and whole-heartedly provide customers with the best quality service. Got any questions about application? Have any questions about Promise's different loan products, or want to know how to apply?

  3. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Any enquiries about revolving loans? Get revolving spare cash via the Promise Revolving Loan to meet your urgent financial needs.

  4. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Details. Apply Now. Get a Personal Loan anytime, anywhere you are. The application process is quick and easy.

  6. 不用再為追趕每週的還款期限而苦惱不已,李先生可更輕鬆及有效地管理自己的財務狀況。 最後,李先生在邦民成功貸款,並處理好之前所有的電話數欠款後,決心重新出發,每月準時還款外,更檢視自己的投資風險,管理好自己的支出及收入。

  7. Simple Online Loan Application Process. Want to borrow money on weekends for urgent use? Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere.

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