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  1. Promise is here to help from Monday to Sunday. Apply Now. Visit Our Branches. District. HK Island. Branch. Wan Chai. Phone Application. In addition to the 24/7 online lending platform, you can apply for a loan, through the Promise Loan Service Application Hotline.

  2. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

    • Repayment Period
    • Interest Rate
    • Fee
    • Application Documents
    • Reward Program

    The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...

    When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...

    Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...

    It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...

    To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...

  3. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

  4. 申請借錢,有什麼手續步驟? 可以借幾多錢? 借錢是否要提供抵押物品或擔保人? 借錢手續需時多久? 還款期最長可以分幾多期? 申請有任何疑問? 借款人資格及文件要求. 利息及手續費. 貸款審批及過數. 循環貸款. 還款. 登入「簽署貸款合約專區」 登入/管理會員帳戶. 技術支援. 對借錢手續有疑問? 邦民日本財務解答你的問題! 邦民私人貸款申請手續簡易快捷,輕鬆三步即可完成,全程網上進行,貸款一批瞬間過數,了解更多!

  5. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  6. The Personal Revolving Loan has a flexible repayment amount. Once approved, you don’t have to reapply. Resolve your urgent financial needs now! ... With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow! Mr. Wong 30