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  1. Promise Welcome Offer. New customer who applies for a loan and withdraws it by 30 June 2024 will receive a cash reward of up to HK$10,000 . Details. Member Offer. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 .

  2. Log in your online member account to withdraw approved credit without additional application or approval. Promise provides you with a convenient online platform to withdraw your loan and apply for raising your credit limit anytime.

  3. Promise helps you to respond flexibly to any of your cash flow needs! Instant Personal Loan. Low-interest Debt Consolidation Loan. Tertiary Student Loan. No-doc Loan for Self-employed. Emergency Loan. Revolving Loan. Still thinking? Promise is here to help now! Apply Now. Promise offers a variety of loan products for different financial issues.

  4. Important Information. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Knowledge on Personal Loan. Common Misconceptions about Loans.

  5. Can't find what you need from the FAQ section? PROMISE is here to help! Submit your enquiry or opinions via the form below and we will get back to you as soon as we can.

  6. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure. Note: Actual time of fund transfer will be

  7. Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc.