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邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一：三井住友金融集團（SMFG）的集團成員。 作為集團的海外子公司，邦民日本財務（香港）有限公司貫徹集團的服務理念，致力提供適合的財務支援以及靈活的私人貸款方案，與客戶建立信賴關係，成為客戶理想的財務好幫手。
邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...
The interest of Promise's personal loans is calculated on daily basis, which means if you have used the loan for one day, only one day of interest is required if you want to settle your loan earlier, you only need to pay the loan interest for the number of days you have borrowed, instead of the one-month loan interest.
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How does Promise calculate interest? What is daily interest? How can I reduce my expenditure on interest? Will I be charged any handling fees for a loan application? Do you have queries about loan application? Apply For a Loan. Eligibility Criteria and Document Requirements. Loan Approval and Fund Transfer. Revolving Loan. Repayment.
Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.
The cut-off time for repayment by cheques is 3 pm on each bank settlement day. If the repayment cheque is received after the cut-off time, the repayment date will be treated as the next bank settlement day.
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc.
