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  1. Promise provides you with a fast and convenient loan & interest calculator that makes interest estimate easier and simpler with the annual percentage rate. By simply putting in the loan amount and repayment period before loan applications, the estimated

  2. Our flexible repayment scheme allows customers to decide their own repayment tenure and amount. If you have sufficient funds, you may make an extra repayment at anytime. Interest will be calculated instantly with outstanding loan balance after repayment

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  4. Promise provides unsecured personal loans, which do not require any mortgage item or guarantor. How long does the loan procedure take? You can get the preliminary approval result instantly * upon your submission of the online application form or after filling in the application form and complete simple loan procedure.

  5. www.promise.com.hk › en › faqFAQ | Promise HK

    Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.

  6. Leveraging the diminishing interest based on the deducting principal, you may lower your interest by increasing the repayment amount at anytime or even clear the loan in advance. In case of clearing your loan in advance, Promise will only calculate the interest

  7. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  8. In general, if you choose to receive the repayment by bank account, we will transfer the loan instantly via FPS from Monday to Saturday (excludes system maintenance period) upon completion of the application procedure.

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