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  1. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  2. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  3. The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

  4. Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

  5. 網站使用條款 網站使用條款 本部分列明本網站(本網站及其連接及網頁統稱「網站」)的使用條款。閣下登入本網站,即已同意此等使用條款。 商標及版權 本網站所使用或展示的商標、商用名稱、徽號和服務標誌(「商標」),由邦民日本財務(香港)有限公司(「邦民」)及其他相關人士擁有。

  6. In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere. The money lending process is simple and fast, and all you need to do is ...

  7. Taking Bank A as an example, early repayment may cost you a handling fee for the remaining instalments of the instalment plan (up to a handling fee of 10 months) and an administration fee of $300. Credit Card Repayment Myths 2 Can you save money by You ...