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1. www.promise.com.hk › en › productShort-term Loans | Instant Approval | Promise HK

   www.promise.com.hk › en › product

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   Revolving Loan. Apply Now. Apply and sign your Short-term Loan online without income proof instantly to get your urgent financial needs resolved. Learn more now.

2. www.promise.com.hk › en › productEmergency Loans | Instant Approval Online | Promise HK

   www.promise.com.hk › en › product

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   Promise, Best Choice of Loans. No Income Proof Required. Clear Application Procedure. With no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs. No Need to Show Up in Person. Speedy Approval §.

3. www.promise.com.hk › en › apply-mini-loan-formOnline emergency loan application | Promise HK

   www.promise.com.hk › en › apply-mini-loan-form

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   Promise Emergency mini-loan is designed to meet your urgent needs immediately! Simply fill in your personal information to apply. No income proof is required and your loan is tranferred immediately upon approval.

4. www.promise.com.hk › en › knowledge-on-personal-loanIncrease the Chances of Loan Approval | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Maintain A Good Credit Rating
   • Borrow The Right Amount
   • Reduce The Monthly Repayment Amount
   • Guaranteed Repayment Ability

   The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...

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   While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.

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   If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...

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   When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...

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5. www.promise.com.hk › en › apply-mini-loanEmergency Loan | Your instant help with no income proof ...

   www.promise.com.hk › en › apply-mini-loan

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   Apply for your loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

6. www.promise.com.hk › knowledge-on-personal-loan › impacts-on卡數還款只還min-pay、利息越滾越大？遲還卡數影響 | 邦民日本財 ...

   www.promise.com.hk › knowledge-on-personal-loan › impacts-on

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   1. 繳付額外卡數利息及手續費. 當您未能在信用卡截數日前支付卡數的min pay (最低還款額)，發卡機構就會向您收取結欠金額約1-4%，或一筆指定金額 (約$100-$400)的逾期手續費用。 同時更需要支付一筆額外卡數利息作為財務罰款。 即使你已繳付了min pay，你仍有機會需要為扣除min pay後的信用卡結欠餘額繳付昂貴的卡數利息，相信看過以下例子後大家就能對計算卡數利息的理解會更清晰。 假如你現時有一筆HK$20,000的卡數、月息2.5%（實際年利率35.00%），沒有新的簽帳、年費及其他費用，如果每月只還min pay，卡數利息支出可超過HK$40,000，即卡數利息可超過本金的2倍，全數清還本金連卡數利息更有可能需時約26年。 (以上例子只供參考之用。

7. www.promise.com.hk › apply-mini-loan-form急轉錢小額貸款 | 24小時網上申請特快借錢 | 零手續費 | 邦民日 ...

   www.promise.com.hk › apply-mini-loan-form

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   邦民急轉錢小額貸款，為即時滿足應急需要而設！ 只需填寫簡單個人資料，無需入息證明文件，一經批核，轉數快立即過數！