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  1. 了解詳情. 會員優惠. 邦民「友著數」會員推薦計劃. 現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。 了解詳情. 邦民myPROMISE. 最新影片. 《貸款無需現身,隨時隨地轉數快過數》 Let's GO,邦民全天候應援你! 貸款全程無需. 現身 * ,仲用轉數快極速過數 ^ ,現金瞬間到手! 新客戶獎現金高達HK$10,000 ! 電視廣告. 《邦民應援團放聲為你打氣》 Let's GO,邦民全力應援你! 無論面對任何困境,邦民沿路為你集氣打拼,成就每個my PROMISE,助你輕鬆跨越難關! 電視廣告. 《無需證明文件,現金即到手》 Let's GO,邦民全方位應援你!

  2. What if the monthly repayment date happens to be a public holiday? If the repayment day is not a bank clearing day in that month, the repayment day will be moved up/postponed to the next banking clearing day, in accordance with the "arrangement of repayment day not being bank clearing day" as stated in the loan agreement signed by customers.

    • What Is Tax Loan?
    • Tax Loan Strategy – The Selling Points of Tax Loan in HK
    • Tax Loan Strategy – Comparison of Different Tax Loans
    • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
    • Tax Loan Strategy – Bank vs Money Lenders
    • Note 1: Approval Time
    • Note 2: Supporting Documents
    • Note 3: Repayment Period
    • Tax Loan Strategy – Promise's Low-Interest Personal Loan
    • How to Apply Tax Loan at Promise?

    Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

    Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

    What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

    As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

    Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

    As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

    Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

    As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

    Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

    Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

  3. 網上簡易貸款申請程序. 星期六日想借錢應急? 邦民提供24 x7網上貸款服務,讓您隨時隨地快速辦妥申請手續。 申請、簽約至過數,貸款全程可於邦民網上借貸平台完成,即使深夜或星期六日都可以網上借錢,助您解決現金周轉問題。 需要貸款? 7天x24小時都無問題! 經邦民24 x7網上貸款平台提交申請,即時可於網上得知貸款批核結果 ⦿ ,上載文件並立刻簽妥貸款合約後,現金瞬間過數 ^ ,借錢全程無需現身 * ,真正實現24 x7網上貸款,星期一到星期日都幫到您! 立即申請. 親臨分行. 選擇地區. 香港島. 選擇分行. 灣仔分行. 電話申請. 除了24 x7網上貸款平台,透過邦民貸款服務申請專線,辦理貸款申請借錢。 申請會由專人接聽跟進,詳細講解貸款的條款及細則,並特快得出批核結果,減少貸款煩憂。

  4. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. Sun and public holidays 10:00pm-11:30pm Last business day of each month 10:00pm-4:00am

  6. 24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!