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  1. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  2. Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number #. Flexible Repayment.

  3. 網上簡易貸款申請程序. 星期六日想借錢應急? 邦民提供24 x7網上貸款服務,讓您隨時隨地快速辦妥申請手續。 申請、簽約至過數,貸款全程可於邦民網上借貸平台完成,即使深夜或星期六日都可以網上借錢,助您解決現金周轉問題。 需要貸款? 7天x24小時都無問題! 經邦民24 x7網上貸款平台提交申請,即時可於網上得知貸款批核結果 ⦿ ,上載文件並立刻簽妥貸款合約後,現金瞬間過數 ^ ,借錢全程無需現身 * ,真正實現24 x7網上貸款,星期一到星期日都幫到您! 立即申請. 親臨分行. 選擇地區. 香港島. 選擇分行. 灣仔分行. 電話申請. 除了24 x7網上貸款平台,透過邦民貸款服務申請專線,辦理貸款申請借錢。 申請會由專人接聽跟進,詳細講解貸款的條款及細則,並特快得出批核結果,減少貸款煩憂。

  4. 其中有什麼缺點及風險? 一至三線財務公司點樣分? 一線財務公司:持放債人牌照,多有銀行、上市公司或跨國金融集團背景,提供不同貸款計劃,貸款額度相對較高而還款期亦較長,不時推出借貸優惠。 二線財務公司:持放債人牌照,或收取較高利息及手續費,部分提供「免信貸查核」貸款產品,以讓信貸評級較差的人士申請。 三線財務公司:無名甚至是無牌放債。 利息相對來講最高,還款期短,多不查核申請者背景﹑信貸報告等資料。 借款人不需遞交任何證明文件,只需身份證,一個電話,不需簽約就即批借錢,俗稱「電話數」。 對急需現金周轉的人士來說,三線財務公司主打免審批﹑免簽約﹑更無需文件﹑無需親身見面﹑借錢電話數即批,可說是最方便吸引,但是申請者往往都忽略了借「電話數」帶來的風險及危機。

  5. Apply Online Now. Cheers for the ease! Apply for a loan without supporting documents! Whether you work as a freelance or business owner , applying for a loan only requires your HKID and mobile number #, a simple solution to your cash needs.

  6. Promise Welcome Offer. New customer who applies for a loan and withdraws it by 30 June 2024 will receive a cash reward of up to HK$10,000 . Details. Member Offer. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 .

  7. In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere.