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Anson準备明年结婚，与未婚妻以联名买一个新单位，两位均是业主（抵押人），而Anson（也作为借款人）则负责供款。
借款人（Borrower） = 承擔貸款債務責任、負責供款的人. 例子：. Anson準備明年結婚，與未婚妻以聯名買一個新單位，兩位均是業主（抵押人），而Anson（也作為借款人）則負責供款。. 解讀. 貸款能力： 銀行借審核借款人的財務及信貸狀況，確保其有足夠還款能力 ...
Although the mortgagor is usually the borrower, as in this example with Anson, these two roles can be taken up by different people. However, he bank will regard the mortgagor as having mortgage obligations under the mortgage even if the mortgagor (owner) is nor borrower, and it will affect the mortgagor's LTV and DTI calculation when applying ...
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