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上車攻略: 拆解高成數按揭 想知道高成數按揭有何要求？雙糧、花紅、佣金能否計入息？怎樣才可令預算更鬆動？ ... 置業及按揭申請流程 總結買樓的8個步驟，詳述買樓和申請按揭貸款的流程。 了解更多
Simon是家中的經濟支柱，雖然他已有公司的團體醫保，但考慮到退休後的醫療開支將由自己繳付，以及團體的危疾保障未必足夠，所以除了上述的年金計劃外，亦投保「滙豐自願醫保靈活計劃」，享有全面醫療保障，即使患上危疾也不會成為家人的負擔： 齊享退休「稅」月. 此外，由於Simon所投保的「滙豐聚富入息延期年金計劃」 2 及「滙豐自願醫保靈活計劃」 3 是合資格扣稅的保險計劃，所以作為納稅人的他，亦可申請個人入息稅務扣除 9 ，有機會獲享稅務優惠。 慳稅小貼士： 假如Simon同時也為太太及女兒投保「滙豐自願醫保靈活計劃」，他將有機會提高他的扣稅總額 9 至高達港幣24,000元，因而節省更多稅款。
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- Edward Moncreife
- Professor Vivian Lou
- Fiona Nott
- Main report
- Recommendations
- Executive summary
- Enabling independent living
- Taking a holistic approach to overcoming barriers
- To what extent do you find the following technologies to be helpful in assisting with care for the elderly?
- Pamela Tin, head of healthcare and social development, Our Hong Kong Foundation
- The elderly of the future
- Pamela Tin, Our Hong Kong Foundation
- Conclusion
- Recommendations
Hong Kong Chief Executive Oficer, HSBC Life (International) Limited “We believe that productive ageing is critical to the social and economic future of an ageing demographic metropolis such as Hong Kong. Public-private partnerships, which share this same vision, are critical to making this aspiration a reality. This is the fourth year of HSBC Life’...
Director, Sau Po Centre on Ageing, The University of Hong Kong “Healthy ageing shall be understood from a life-course perspective, upon which advocating and empowering the optimised trajectory of healthy and productive ageing processes becomes one of the key focuses that deserve collective eforts by the government, non-government organisations and ...
Chief Executive Oficer, The Women’s Foundation “With an ageing population, longer lifespans and better health, ensuring the financial security and mental wellbeing of populations aged over 50 is key in Hong Kong. This is particularly true for women, who tend to live longer than men and are more vulnerable to financial instability due to gender gaps...
Pamela Tin, head of healthcare & social development, Our Hong Kong Foundation Vivian Lou, professor at the Department of Social Work & Social Administration, The University of Hong Kong; director, Sau Po Centre on Ageing Carl Johan Krokstäde, managing director, Doro Hong Kong
Vivian Lou, professor at the Department of Social Work & Social Administration, The University of Hong Kong; director, Sau Po Centre on Ageing Fiona Nott, chief executive oficer, The Women’s Foundation
With some of the longest life expectancies in the world, Hong Kong faces important questions around how older adults can be supported to continue to live productively and with dignity.1 Digital technologies have already enabled many seniors to live independently in the past, but their true worth became even more apparent during the covid-19 pandemi...
Individuals transitioning from being entirely independent to being dependent on caregivers often report worsening mental and physical health due to the loss of agency or control.6 Digital tools ofer a way to overcome some of those drastic changes by empowering seniors to continue managing key aspects of their lives. For example, apps and platforms ...
As the world continues to age rapidly, it’s never been more important to enable the adoption of digital services for older adults. The survey results have shown that at an individual level, older adults are more than willing to embrace digital services. However, more needs to be done to help them overcome the barriers they face.
No extent Neutral Great extent Not applicable Remote monitoring (location tracking, smart home technologies) Apps that provide reminders for medication, health checks Digital wearables to keep track of health vitals Apps / online platforms to help manage the financial planning of elderly Apps that help keep in touch with family and/or friends Note:...
or caring for an older person say that communica-tion apps are key to their work, while 63.9% find remote-monitoring technologies to be very useful. “It’s important to empower carers to not only teach seniors about technology, but also to understand how these tools can support their work,” says Dr Tin. She also emphasises that simply having a devic...
It is also important to understand the role of technology in shaping the future cohort of older populations. With technological and scientific advances in society, younger generations, in general, will be better positioned to age in a way that makes them more productive. However, Dr Tin says “the multifaceted nature of active ageing at macro-, meso...
generations are well equipped with knowledge, more needs to be done to facilitate the translation of knowledge to action to truly achieve productive ageing.”
Ageing is a fact of life, and it’s becoming inevitable that society at large will soon have to grapple with the challenges posed by increasingly grey populations. Digital technologies have already undone many of the norms around ageing by significantly improving quality of life and health outcomes. Older people are more connected than ever but, as ...
Improve cybersecurity: Fear of privacy breaches, fraud and other cybersecurity threats is high among all age groups in Hong Kong. Better app designs, ICT infrastructure, digital literacy and laws to tackle disinformation are key in driving a greater sense of security when engaging with the online world. Literacy eforts should be more targeted at wo...
參賽者需於2024年4月15日至2024年5月31日中午12時正，包括首尾兩天期間年齡符合6歲至14歲（「參賽者」）。 一經參賽，參賽者及提名人將被視為已閱讀、完全明白並同意所有條款及細則。 參賽要求. 每位參賽者必須嚴格遵守報名表格的所有參賽要求，包括但不限於「作品提交日期」、「參賽資格」、「獎品」、「參賽方法」、「比賽要求」、「評分準則」、「得獎安排」、「比賽流程」等；假若無法遵守，該參賽資格將被即時取消，主辦單位毋須另行通知。 提名人必須為年滿18歲或以上之現有滙豐客戶，並以家長或監護人身份提名。 提名人及參賽者須於報名表提供完整的個人資料。 提名人及參賽者的個人資料僅供是次比賽及行政、籌辦、及宣傳用途。
申請樓按經常聽到H按、P按、定按，其實有何不同？應該選擇哪一種才能符合預算又慳息？面對經濟大環境變化又有何要注意？ 本港樓按計劃主要分為浮息和定息，而浮息按揭又分為「H按」與「P按」，本文教您分清當中的分別，掌握利率走勢對供樓開支的影響。
Borrower = The person responsible for the loan debt and for making payments. Example: Anson is getting married next year and wants to buy a new apartment in joint names with his fiancée. They will both be the owners (mortgagors) while Anson (also as borrower) will be responsible for repaying the mortgage. What this means: Borrowing capacity ...
