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1. www.promise.com.hk › en › faqFAQ | Promise HK

   www.promise.com.hk › en › faq

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   Technical Support. Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment.

2. www.promise.com.hk › 2nd-hand-car-loan買二手車流程攻略 | 上會 vs 私人貸款、注意事項 | 邦民日本財務

   www.promise.com.hk › 2nd-hand-car-loan

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   香港法例規定車主需要購買第三者責任保險作為基本保障，車主亦可檢視自己需要選擇是否選購綜合汽車保險 (全保)。 購買汽車保險前，買家須先向賣家獲取車輛登記文件（牌簿）副本。 第五步：檢查車輛罰款已繳清. 為確保該車罰款已繳清，準買家可免費向任何牌照事務處，查閱無欠繳罰款記錄及無違例記錄證明書，排除「停牌」可能。 第六步：轉名過戶、支付尾數. 當一切都確認妥當，車輛買賣雙方需在72小時內，進行轉名過戶程序。 買賣雙方都要帶同車輛過戶通知書正本、車輛登記文件正本、汽車保險（Cover Note）、買賣雙方身份證明文件（身份證/ 護照）及住址證明，相約到運輸署辦理過戶手續。 及後，前車主所購買的第三者保險，亦會在車輛過戶後的72小時內失效。

3. 其他人也問了

   What is auto insurance coverage?

   • Many states recommend auto insurance coverage. Auto insurance coverage involves a contract between the insurer and the insurance company to cover financial loss in theft or an accident. It provides a cover for the damages to property or theft, liability, and the treatment of injuries caused. Do you need to know about car insurance coverage?

   A City Car Driving Guide for Beginners - City Trav

   citytrav.com/a-city-car-driving-guide-for-beginners/

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   What does car insurance cover?

   • Car insurance provides protection from losses resulting from owning and operating a car or vehicle. The insurance covers losses to the insured’s property and losses for which the insured is liable as a result of owning or operating a car. The insurance company or insurer. A disaster affecting a specific geographic area.

   Car Insurance Terms Glossary | CarInsurance.com

   www.carinsurance.com/insurance-terms-glossary.aspx

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   What is a car insurance policy?

   • CarInsurance.com offers Business Auto Policies and Commercial Auto Policies. That portion of the premium paid to the agent as compensation for the agent’s services. A doctrine of law that, in some states, may enable claimants to recover a portion of their damages even when they are partially at fault, or negligent.

   Car Insurance Terms Glossary | CarInsurance.com

   www.carinsurance.com/insurance-terms-glossary.aspx

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   What is auto insurance & how does it work?

   • A form of insurance that protects against losses involving autos. Auto insurance provides protection from losses resulting from owning and operating an auto. The insurance covers losses to the insured’s property and losses for which the insured is liable as a result of owning or operating an auto. The name for “assigned risk” plans.

   Car Insurance Terms Glossary | CarInsurance.com

   www.carinsurance.com/insurance-terms-glossary.aspx

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4. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

   www.promise.com.hk › en › contact-us

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   Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

5. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   What are the procedures to apply for a loan? How much can I borrow? Do I need to provide a mortgage item or a guarantor to get a loan? How long does the loan procedure take? What is the longest repayment period? Do you have queries about loan application? Eligibility Criteria and Document Requirements. Interest and Handling Fee.

6. www.promise.com.hk › en › knowledge-on-personal-loan拆解汽車貸款 | 供車上會計算攻略 | 精明買車攻略 | 邦民日本財務

   www.promise.com.hk › en › knowledge-on-personal-loan

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   供車上會實為傳統汽車貸款，主要有兩種：以「汽車貸款（租賃）」或「汽車貸款（租購）」形式計算，整個供車上會過程主要是由車行或汽車代理代辦，並由買家以分期方式償還汽車貸款；至於「租賃」或「租購」分別在於，前者需先繳付「首期」；而後者則以不用繳付「首期」，惟供款利率一般較高。 傳統供車上會計算方法. 如果選擇以汽車貸款（租賃）方式購入汽車，首先要繳付的便是「首期」，款項一般為年期加一乘每期供款額；如還款期定為5年，即需先支付6個月的供款作首期，此方案較適合資金充裕的人士。 相反地，汽車貸款（租購）雖然不需買家先付首期，不過一般利率會較汽車貸款（租賃）高。 另外要注意的是，傳統汽車貸款的年息一般是以年計的平息計算。 記住！ 供車上會一般不是以實際年利率 (APR)方式計算。 傳統汽車貸款注意事項.

7. www.promise.com.hk › en › online-enquiryOnline Enquiry | Promise HK

   www.promise.com.hk › en › online-enquiry

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   Can't find what you need from the FAQ section? PROMISE is here to help! Submit your enquiry or opinions via the form below and we will get back to you as soon as we can. Overview of Loan Product Information: The minimum and maximum repayment period is 3

8. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.