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  1. If employers are using employment agencies and services, they should specify that the vacancies are open to suitable qualified persons of any age, unless age is a genuine job or occupational requirement. Employers should also make recruitment decisions

  2. Subsequently, the victim makes remittances, either through banks and / or remittance agencies, to various bank accounts or unknown persons / recipients overseas as administrative fees.

  3. Public housing issues Tenants’ responsibilities It is a leasing condition that PRH tenants or IH licensees should keep the leased premises and the estate environment clean and hygienic. HA policies As listed in Chapter 1, Section C of the Policies on Public

  4. Typically boiler room agents are well trained salesperson and all the information they pass on to customers would be scripted. In recent years, they make good use of the Internet and decorate their business with fanciful websites.

  5. Ask the insurance agent to explain fully the implications of the questions contained in the application form. If in doubt as to whether a fact is material, it is better to disclose it. Check personally whether all the relevant facts are included in the application form.

  6. For single persons: Able-bodied adults HKD 33,000 Person aged 65 or above/child/disabled person HKD 50,000 For families: Able-bodied adults/children Persons aged 65 or above, disabled persons or persons medically certified to be in ill-health No. of such

  7. Common con tricks Bullet point insurance fraud The insurance intermediary (agent or broker) steals premium by not forwarding client’s payment to the insurance company; or the insurance intermediary manipulates policy by false instrument and without the ...

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