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  1. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  2. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promises branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. 成功案例 - 先生,自僱人士. 邦民PROMISE嘅短期貸款特快入息審查,真係幫到我個女,無收入證明都批到 . 先生. 54歲,自僱人士. 我一直對貸款和借錢都沒有什麼概念,但自從建立了自己家庭後,才發覺原來貸款能幫輕生活不少,並開始認識財務公司的網上借錢﹑私人貸款服務,及發現原來借錢比我想像中更方便。 我和太太一直以自僱形式工作,所以從來都沒有任何入息證明。 我從事買賣生意,而太太是室內設計師,我們雖然有固定的收入,但大部分都花費在公司開支、供樓及日常生活上。 雖然如此,我們亦未曾考慮過要向任何公司借錢。

  4. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  5. Online Application. Fill in the application. Step 1. Instant approval online⦿. Step 2. Online document uploading and agreement signing. Step 3. Instant fund transfer^! Step 4. Simple Online Loan Application Process. Want to borrow money on weekends for urgent use?

  6. If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

  7. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...