搜尋結果
當卡數利息數疊數至無力償還時,有些人會迫於無奈選擇破產,但破產紀錄會對日後生活帶來非常大的影響,無疑是欠款人最後的選擇。 所以若尚有其他解決卡數的辦法,欠款人應優先考慮其他還款計劃,例如債務重組、債務舒緩,或是銀行及財務機構推出的結餘轉戶計劃,本文就為大家分析它們的好處與壞處。 甚麼是「債務重組」和「債務舒緩」? 債務重組,又稱為個人自願安排(Individual Voluntary Arrangement,IVA),當申請人無法按原本債務條款還清債務時,可委託會計師或律師作為代理人,向法院申請債務重組,希望與債權人重新訂立一個新的還款計劃,多數是減低原有債務的利息、延長還款年期等,使申請人能夠負擔債務。 債務重組適合欠債額超過月薪十多倍且面臨破產的人士。
24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。. 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!.
現有客戶成功推薦親友申請及於2024年6月30日或之前提取貸款,推薦人可獲獎現金港幣$1,000 。. 想享盡最新著數?. 邦民即刻幫到手!. 邦民私人貸款,申請簡易特快,24小時網上隨時隨地立即申請,邦民更為客戶提供不同最新資訊及優惠,立即瀏覽並掌握邦民最新 ...
Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.
電話申請. 除了24 x7網上貸款平台,透過邦民貸款服務申請專線,辦理貸款申請借錢。. 申請會由專人接聽跟進,詳細講解貸款的條款及細則,並特快得出批核結果,減少貸款煩憂。. 星期一至五9:00AM - 7:00PM. 星期六9:00AM - 5:30PM . 現有客戶如果辦理循環貸款,亦可 ...
Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.
Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...