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  1. 印花税俗稱打釐印」,按租約長短而定通常為年租或平均年租的0.25至1%由業主及租客攤分並於簽訂租約後30日內到稅務局繳交印花稅。 要注意租約打釐印無需雙方同意,租約可以不包打釐印一項,如果業主拒絕打釐印,你可以自行為租約蓋印花稅,不過 ...

  2. 只適合欠債額較少人士. 申請時間雖比債務重組短,但一般仍需2個月以上. 申請人或難以向銀行申請新的信用卡. 不過,「債務重組」和「債務舒緩」都需經過債權人同意才能進行。. 申請人於啟動「債務重組」程序前,更必須先獲得相等於欠款額75%的債權人同意 ...

  3. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  4. 邦民的還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要的利息開支。. 根據放債人條例,實際利率最高年息百分之36。. 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免 ...

  5. 貸款產品資料概要: 還款期最短3個月及最長84個月。根據放債人條例,實際年利率不超過48%。所有示例資訊只作參考,最終批核按個別申請人之實際情況而定: 貸款額:HK$200,000 利率:月平息0.2% (以實際年利率4.49%計)

  6. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  7. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. Mr. Leung, 20 years old, Tertiary Student I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!

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