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  1. www.promise.com.hk › en › knowledge-on-personal-loanKnowledge on Loans | Personal Loans | Promise HK

    Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

  2. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

    The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  3. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    Thus, you can adjust your repayment flexibly in order to reduce your expenditure on interest. Will I be charged any handling fees for a loan application? We do not charge any handling fee, admission fee, membership fee, or any fee related to revolving loans, etc.

  4. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

    Unemployment Loan. Eligibility. A Hong Kong permanent resident holding a Hong Kong identity card who is aged 18 or above. A Hong Kong permanent resident holding a Hong Kong identity card. Be unemployed at the time of loan application for at least 2 consecutive months (proof of unemployment is required) Application Period.

  5. www.promise.com.hk › en › faqAgreement Signing | FAQ | Promise HK

    ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

  6. www.promise.com.hk › en › relevant-terms-and-conditionsRelevant terms and conditions | Promise HK

    GENERAL TERMS AND CONDITIONS Definitions In these General Terms and Conditions: " Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; " Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;

  7. www.promise.com.hk › en › knowledge-on-personal-loanMyths of Credit Card Instalment Plan Early Repayment | ...

    Many people may try to apply personal loan, overdraft credit card, and credit card instalment in order to solve their urgent needs of cash flow. Once the cash flow problem has been solved, some people may want to make an early repayment to save interest expenses.