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  1. If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Having technical troubles in managing your member accounts or applying for loans? Promise is here to help! Loan is transferred instantly upon approval! Learn more now.

  2. 答:過大禮禮金金額宜為雙數結尾,特別是8字,如$68,888、$88,888,同發財的「發」字近音,取其好意頭。 另外,也可選9字結尾或$100,000,意指長長久久、十全十美。

  3. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Manage your member account by simply logging in now.

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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  5. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Get a loan online without documents, subject to your circumstances. Apply online and get approved anytime. Learn more now!

  6. How can I check my application progress and approval result? You may contact our Customer Service Hotline at 3199 1199 during office hours (Mon-Fri: 9:00am-7:00pm; Sat: 9:00am-5:30pm). How to withdraw the loan?

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