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1. www.promise.com.hk › personal-credit-rating-for-dummies個人信貸評級懶人包 | 改善個人信貸評級方法 | 邦民日本財務 - ...

   www.promise.com.hk › personal-credit-rating-for-dummies

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   常見問題1：甚麼是個人信貸評級、信貸報告？ 個人信貸評級又可分為多少級別？ 到底甚麼是個人信貸評級、信貸報告？ 信貸評級 (Credit Rating)是經由香港的信貸評級機構根據客戶的信貸紀錄評分的等級。 另外，只要你曾申請信用卡或私人貸款，就會擁有自己的信貸報告。 信貸報告中的資料會經過濾及計算，最後會得出一個評分，就是我們常常提到的信貸評分。 愈高的個人信貸評級自然愈容易通過信貸審批，反之愈低的個人信貸評級會造成您生活上許多的不便。 常見問題2：個人信貸評級會對生活造成怎樣的影響？ 又有甚麼因素會影響信貸紀錄？ 為何個人信貸評級會對生活造成極大的影響？

2. www.promise.com.hk › personal-credit-rating-for-dummiesPersonal Credit Rating for Dummies | Ways to Improve ...

   www.promise.com.hk › personal-credit-rating-for-dummies

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   Credit Rating is graded by the credit rating agency in Hong Kong based on customers' credit records. Once you apply for a credit card or personal loan, you will have your own credit report. All information in the Credit Report is filtered and calculated, resulting in a Personal Credit Rating.

3. 其他人也問了

   Who does a credit check?

   • Usually, credit checks are done by financial services providers (FSPs) when you've filled in a loan application and granted the company permission in order to do the credit check. Credit checks can also be done yourself to see where your finances are at right now. Who is allowed to do a credit check and when?

   How Credit Checks Work And Who Can Do Them? - My Credit Status

   mycreditstatus.co.za/articles/how-credit-checks-work.php

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   What is a personal check?

   • Personal Checks: Meant for personal use, these personal checks are connected to your personal bank account. These feature a host of fun design options that can be customized to your personality with hundreds of designs to choose from. You can also accent your checks with matching address labels and a checkbook cover.

   What’s the Difference Between Personal & Business Checks

   www.checksforless.com/business-checks-ordering-guide/personal-and-business-checks-difference.aspx

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   Do I need to know more about personal loans?

   • When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!

   Knowledge on Loans | Personal Loans | Promise HK

   www.promise.com.hk/en/knowledge-on-personal-loan

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   How do I apply for a personal loan online?

   • Apply personal loans online with just your ID card and mobile number, application is easier than ever! Your loan application, agreement signing, and fund transfer can all be completed online! Promise offers online instant approval, no more waiting for your loan! Promise transfers funds instantly with FPS once your personal loan is approved!

   Easy Loan, Easy Pay | Online Personal Loan | Promise HK

   www.promise.com.hk/en

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4. www.promise.com.hk › enLow-interest Online Personal Loan | myPROMISE | Promise HK

   www.promise.com.hk › en

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   Promise offers reliable and easy personal loan, low-interest debt consolidation loan, revolving loan in Hong Kong. Apply for a personal loan now!

5. www.promise.com.hk › en › knowledge-on-personal-loanKnowledge on Loans | Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Worried about not being able to apply for a loan because of credit card debt or having other personal loans? Let us dispel your concerns about loans. Impacts of Late Credit Card Payment

6. www.promise.com.hk低息網上私人貸款 | 香港財務借貸公司 | myPROMISE | 邦民日本財務

   www.promise.com.hk

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   邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...

7. www.promise.com.hk › en › knowledge-on-personal-loanCommon Misconceptions | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Your credit record is not the only criteria when lenders are considering your loan application. Lenders will also look at other factors when approving a suitable loan amount. Take Promise as an example, housing, working and the financial status of the applicant will be reviewed, then evaluated by a computer system for loan approval.

8. www.promise.com.hk › en › faqApplication Review & Transfer Time | Promise HK

   www.promise.com.hk › en › faq

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   Want to check the progress of your Personal Loan application and approval result? Promise transfers your loan online via FPS instantly upon approval.