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  1. www.promise.com.hk › schedule-maintenance系統維護時間表 | 邦民日本財務 - Promise

    一般情況下，系統維護會在下列時段內進行: 系統維護時段. 注意： 所有時間均以香港時間為顯示。 在上述系統維護時，24小時會員專線及網上會員專區的貸款服務 (需更新合約者除外)是不會受影響，惟在此段時間內，有部分資料有可能未被更新及此期間執行的銀行指示收取貸款時間會比較一般時間稍為延遲。 系統維護時段會按實際需要調整，且不會另行通知，敬請見諒。 為了不斷提升更優質安全的服務，邦民網站系統會定期維護。 邦民私人貸款網上申請簡易快捷，貸款一批瞬間過數，立即申請！

  2. www.promise.com.hk › en › faqFlexible Repayment Period | FAQ | Promise HK

    It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

  3. www.promise.com.hk › product私人貸款服務 | 對應各款周轉需要 | 邦民日本財務 - Promise

    貸款產品資料概要： 還款期最短為3個月及最長為84個月。根據放債人條例，實際年利率不超過48%。所有示例資訊只作參考，最終批核按個別申請人之實際情況而定： 貸款額：HK$200,000 利率：月平息0.2% (以實際年利率4.49%計)

  4. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  5. www.promise.com.hk › faq › interest-and-handling-fee借錢利息及手續費 | 私人貸款常見問題 | 邦民日本財務 - Promise

    邦民是以息隨本減的方式計算，您可以利用邦民之彈性繳款特性，隨時增加還款金額去償還本金，利息便會隨著您本金降低而減少，甚至乎提早全數清還亦可，利息只計算到使用貸款當日，更不會收取任何額外罰息或手續費，可以靈活地還款節省利息開支。

  6. www.promise.com.hk › en › productDebt Consolidation | Quick & Easy Approval | Promise HK

    The maximum loan amount for "Freelancer" will be HK$100,000. Clear your debts now. Settle your credit card debt with an instantly transferred Debt Consolidation Loan. Customisable repayment period and lower repayment interest. The entire loan application process can be completed online. Get up to $10,000 cash reward for new successful loan ...

  7. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

    Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...