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Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.
助您解決現金周轉問題。邦民的貸款服務，可網上完成申請手續，全程無 需現身，立即了解更多！ 最新優惠 貸款產品 聯絡我們 合約專區 中 EN 會員登入 立即申請 最新優惠 迎新優惠 友著數會員推薦計劃 貸款產品 即批私人貸款 ...
- 保持良好信貸評級。私人貸款成功率和信貸評級成正比，評分愈高，就愈容易成功獲批。財務機構會基於信貸紀錄，去斷定您履行還款責任的能力，所以維持良好信貸記錄是成功借貸的重要關鍵。
- 只借適當的貸款額。申請貸款時，需要評估自己的實際財務需要及還款能力，決定合理的借貸額，應量力而為而無須「借到盡」。面對較低貨款額的申請時，財務機構的批核準則有可能會較為寬鬆。
- 減低每月還款金額。當借貸金額大，而您選擇較短的還款期時，每月的還款金額亦會因而上升。貸款機構或會擔憂您每月能否如期清還這大額款項，否則它們可能需要承受未能準時收妥還款的風險。
- 有保證的還款能力。貸款機構批出貸款時，其實需要承擔借貸人無力還款時損失金錢的風險。所以於無抵押和證明的情況下，如借貸人還款能力成疑，貸款就會較難獲批。
經網上平台申請跟親身到分行申請有甚麼分別？. 申請貸款時，邦民會以甚麼資料作為信用評估的參考？. 更多問題. 立即申請. 星期一至日貸款、24x7都OK！. 邦民提供網上貸款，7天x24小時網上都可申請，全速助您解決現金周轉問題。. 客戶亦可於辦公時間以電話或 ...
Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.
Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform.
Luckily, Promise self-employment loans concern the needs of individuals who are part-timers, do not have a fixed-employer, receive salaries in cash or are self-employed like me, and do not require us to submit any income supporting documents. All we needed is my ID card and mobile number to get our application approved instantly.
