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  1. Online Enquiry. Promises branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  3. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  4. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  5. 本條例第19條訂定,如借款人提出書面要求及就有關開支而支付明費用,則放債人須將該借款人在貸款協議下當時的債務情況 (包括已還款項、到期或即將到期的款項及利率)的結算書正本及副本一份給予借款人。 借款人須在該結算書的副本上簽註文字,表示已經收到該結算書的正本,並將經如此簽註的該結算書副本交回該放債人。 放債人則須在與該結算書有關的協議持續期間保留該份已交回的結算書副本。 如放債人不照辦,即屬犯罪。 如借款人提出書面要求,放債人亦須供給與該宗貸款有關或與保證有關的任何文件的副本。 但上述要求,不得在一個月內提出超過一次。 放債人如無充分理由而沒有遵照本段所述的要求辦理,則不得收取在該等要求沒有照辦期間的利息。

  6. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  7. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

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